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Unless you work for an insurance company, you probably do not spend a lot of your time studying all the terminology that dental insurance companies use to describe the treatments and services they cover. If it seems pretty confusing, here are some of the most commonly used dental insurance terms and what they mean.

A Basic Glossary

Annual Maximum–The maximum amount your policy will pay per year for care at South & West Loop Dental. It is often divided into costs per individual, and (if you are on a family plan) per family

Co-payment– An amount the patient pays at the time of service before receiving care, and before the insurance pays for any portion of the care

Covered Services– A list of all the treatments, services, and procedures the insurance policy will cover under your contract

Deductible– A dollar amount that you must pay out of pocket each year before the insurance company will pay for any treatments or procedures

Diagnostic/Preventive Services– A category of treatments or procedures that most insurance will cover before the deductible which may include services like preventive appointments with Drs. Nasrin Azimzadeh, Kristina Djukic, and Tabasam Akbar, X-rays, and evaluations

In-Network and Out-of-Network– A list of providers that are part of an insurance company’s “network”

• If you visit in-network providers, the insurance company will typically cover a larger portion of the cost of the care you receive. If you visit someone who is not part of the network, known as an out-of-network provider, the insurance company may pay for a portion of the care, but you will pay a significantly larger share from your own pocket.

Lifetime Maximum– The maximum amount that an insurance plan will pay toward care for an individual or family (if you have an applicable family plan)

• This is not a per-year maximum, but rather a maximum that can be paid over the entire life of the patient.

Limitations/Exclusions– A list of all the procedures an insurance policy does not cover

• Coverage may limit the timing or frequency of a specific treatment or procedure (only covering a certain number within a calendar year), or may exclude some treatments entirely. Knowing the limitations and exclusions of a policy is very important.

Member/Insured/Covered Person/Beneficiary/Enrollee– Someone who is eligible to receive benefits under an insurance plan

Provider– Drs. Nasrin Azimzadeh, Kristina Djukic, and Tabasam Akbar or other oral health specialist who provides treatment

Waiting Period– A specified amount of time that the patient must be enrolled with an insurance plan before it will pay for certain treatments; waiting periods may be waived if you were previously enrolled in another dental insurance plan with a different carrier

There are many different insurance options available, so you need to find out exactly what your insurance covers. It’s important to review your plan with a qualified insurance specialist. Don’t be afraid to ask questions about the policy so you can understand it fully and be confident that you know everything your policy covers the next time you come in for treatment at our Chicago office.

Now that you are working hard to improve your dental health and appearance with your braces, it might seem like a logical time to whiten your teeth as well. But should you go ahead with home kits or a professional whitening? The answer might be yes, but not quite yet!

Toothpaste

The easiest way to whiten teeth is regular use of a whitening toothpaste. But these do not make a major difference in tooth color and may also contain abrasives which can damage ceramic brackets and make them more likely to stain. And, whether you have metal or ceramic braces, the brackets used are bonded to your teeth. Any part of your tooth covered by a bracket will not be affected by the whitening paste. Ask our office if you are thinking of using one of these products. We will be happy to recommend the best toothpastes to use while your braces are in place.

Whitening Strips and Trays

Whiteners can be applied at home with strips or tray kits. Strips are coated with a whitening gel and then pressed around your teeth. Tray kits provide a mouthguard-like appliance, which is filled with whitening gel. But neither strips nor tray solutions will whiten any area covered by brackets. When your braces come off, there might be noticeable differences in color on each tooth. Strips are difficult to apply with braces, and trays need to be custom-designed to fit your braces and make sure they don’t disturb your orthodontic work. One size most definitely does not fit all! Finally, these whitening agents can cause tooth and gum sensitivity, especially around the time of adjustments. Many manufacturers do not recommend using their products while you have braces. Please talk to us if you are thinking of using them.

Professional Whitening

A dental professional can whiten your teeth in office for the best possible results. The most effective treatments for your unique teeth are combined with protective care of your gums and mouth. Whether this treatment is appropriate while you have braces is something we are happy to discuss.

The best way to keep your teeth bright is to keep up your regular dental routine! Brushing and flossing are more important than ever now, because plaque builds up around brackets. Avoid foods that stain teeth and rinse or brush after every meal and snack. Drs. Nasrin Azimzadeh, Kristina Djukic, and Tabasam Akbar will show you the best way to take care of your teeth while your braces are on—and that includes the best way to keep them white and bright. Talk to us about the perfect time to whiten your beautiful smile during your next visit to our Chicago office. And if you have to wait a few extra days for the smile you’ve been working toward, truly, the wait will be worth it!

Chewing gum can be a sticky problem. We’re not talking about etiquette, or nutrition, or how to get rid of the darned stuff when you don’t have a trash container handy. No, we’re talking about gum and its effects on dental health. So, let’s take a moment to chew over the benefits and drawbacks of chewing gum.

• First, the Good News about Gum

One of the important benefits of chewing gum is increased saliva production. This might not sound especially appealing, but here’s an important fact: saliva is one of oral health’s unsung heroes.

Saliva helps wash away food particles which feed the bacteria in plaque. It helps neutralize acids in the mouth which can damage tooth enamel. The minerals in saliva actually help rebuild weak spots in our enamel.

And, since sugar-free gum has revolutionized the gum-chewing world, we don’t bathe our teeth in sugar while we chew. This is a major advantage, and it’s why sugar-free gums are the only products which are ADA approved. A possible downside? Some people who chew certain sugar-free gums (especially people who chew a lot of them) can experience digestive problems.

• What about Dental Work?

Yes, gum can be tricky for dentures, crowns, braces, and other dental work, especially with very sticky and chewy products. There are gums out there that claim to be safe for dental work, but finding the right gum can involve some trial and error that you might prefer to avoid. This is a good subject to discuss with Drs. Nasrin Azimzadeh, Kristina Djukic, and Tabasam Akbar.

If you have a temporary crown protecting a tooth until your permanent crown is ready, avoid gum entirely until your restoration is complete. The pulling effect of sticky, chewy gum can make your temporary crown even more temporary than you were expecting! After your crown’s finished, talk to your dentist about chewing gum again.

• “Chews” Wisely

Chewing means jaw movement and pressure. Hours of chewing means hours of jaw movement and pressure. If your jaws ache after a gum marathon, maybe it’s time to cut back! But, if your jaws ache whenever you chew, that’s a sign that a visit to our Chicago office is in order.

The temporomandibular joint (TMJ) is a kind of hinge which allows your mouth to open and close and move from side to side—in other words, to talk, eat, drink, yawn, make faces—all those things we do all day long. Recurring jaw pain can be a sign of TMJ (temporomandibular joint) disorder.

Bruxism, or tooth grinding, is another reason to leave gum off your shopping list. When you grind your teeth, you’re putting stress on your teeth and jaws which can lead to cracked and chipped teeth, headaches, and tooth and jaw pain. If you’re working on getting your bruxism under control, you’ll want to avoid chewing gum and other habits which cause jaw clenching.

You and your dentist are the people who know your oral health best. If you suffer from dry mouth and think chewing gum might help with saliva flow, or if you’re worried about your dental work being damaged by gum, or if you have jaw pain when you chew, or if you have any concerns about your oral health, visit South & West Loop Dental for all the answers to your sticky questions.

You live in the golden age of toothbrushes. Until a few decades people used twigs or brushes made from animal hair to clean their teeth: not very soft and none too effective.

Now, you have a choice of manual brushes with soft, medium, or hard bristles. Or you might choose to go with an electric toothbrush instead.

Have you ever wondered whether manual or electric brushes provide better cleaning? Actually, they both do the job. The key is to brush and floss every day, regardless of the kind of brush you prefer.

At our Chicago office, we like to say the best brush is the one you'll use. So if you prefer manual, go for it. If you prefer electric, turn it on.

Both types have their advantages but both types will get the job done as far as removing plaque.

Electric Toothbrushes

• Provide power rotation that helps loosen plaque
• Are great for people with limited dexterity due to arthritis or other problems
• Are popular with kids who think the electric brushes are more fun to use
• Can come with variable speeds to help reduce pressure on sensitive teeth and gums

Manual Toothbrushes

• Can help brushers feel they have more control over the brushing process
• Allow brushers to respond to twinges and reduce the pressure applied to sensitive teeth and gums
• Are more convenient for packing when traveling
• Manual brushes are cheaper and easier to replace than the electric versions.

In many ways, the golden age is just beginning. There are already phone apps available to remind you to brush and floss. New apps can play two minutes worth of music while you brush, help you compare the brightness of your smile or help explain dental procedures. Maybe someday we’ll even have programs that examine your teeth after brushing and identify spots you might have missed.